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First-Time Home Buying

Buying your first home is a big step, but it doesn't have to be a scary one. The more you know about the home buying process, the more confident you'll feel about making these important decisions that will shape your future.

First Time Home Buyer Program

Our First Time Home Buyer Program provides benefits to save on closing costs to help you build your first house into a home.

Benefits and Qualifications:

  • Landmark Credit will pay up to a maximum of $1,000 in closing costs for first-time buyers
  • A first-time buyer is defined as an applicant who has not owned a home within the past three years
  • A Landmark Credit Union checking account is required to receive any closing incentive for first-time buyers, non-first time buyers, and refinances.
  • The Home Buying Process

    Your first home is a big step. The more you know about the home buying and financing process, the more confident you are in making the important decisions that will shape your home ownership experience.
  • Calculators

    Buy or Rent? Fixed rate loan or variable? For how many years should we finance? Our wide range of calculators can help you answer these and many other questions before you start your application.
  • Seminars

    We want to help you be informed on every step in the home buying process. We periodically offer home buyer seminars that describe the steps to home ownership as well as working with us, realtors and others involved in the process.
  • Your Credit History

    A good way to start your search for the mortgage that's right for you is by reviewing your credit profile.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Find Rates

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.